Competitive rates on long-term fixed-rate financing options.
Meet the routine cash flow needs of your business and manage risk.
Quick and competitive financing for life’s needs from equipment to real estate improvement
Acquire flexibility and potential tax benefits.
Financing farm-related services such as custom application.
Maximize returns by putting idle funds to work where they generate the best return.
Financing for purchasing equipment or refinancing equipment loans
Food and fiber debt syndications and investments.
Financing specialized for processors, manufacturers and distributors of food and agricultural goods.
Specialized financing for large-scale beef producers to stay competitive and manage, improve or enlarge their operations.
Financing options for large-scale dairy producers to embrace opportunities and overcome milk price hurdles the market can present.
Specialized financing for large, established poultry and egg producers that takes market swings and regulations into account.
Financing options for large-scale pork producers, integrators and processors to help manage and expand their operations.
Specialized financing for sawmills, wood processing operations and large timberland owners to achieve profitability.
The stories, people and programs that are making an impact in rural communities and agriculture.
Collaborating with businesses and others in the agricultural industry that passionately care about rural America.
Initiatives that contribute to the economic vibrancy of rural communities and agriculture.
Where agriculture meets business and expertise meets Insight.
Meet the people and explore the forces shaping the place you call home.
As the CEO of your operation, you need an online banking platform as leading edge as the business you run. Farm Credit Mid-America’s online banking is just that, with the tools and features you need to manage your money easily, intuitively and comprehensively.
This is modern online banking rooted in a deep understanding of modern agriculture. From a lender that knows farmers, because we’re owned by them.
Frequently Asked Questions
Easily access your account across all your devices – desktop, mobile and tablet
Integrate your finances with popular accounting platforms like Quicken and Quickbooks
Automate transfers from your operating line of credit
Complete all banking services safely and securely
Registration is easy, and the entire platform is intuitive to get you back to your operation
To register for online banking, you will need the following:
Social Security Number
Go to onlinebanking.e-farmcredit.com
Enter your Social Security Number, loan/account number, and CIF/customer number
Verify your identity via phone. You can select either a text message or phone call. This will be the phone number used in the application process.
Enter the confirmation code sent to your phone. This could take a few minutes.
Create your user ID and password and select “Register”
Once these steps have been completed, you can log in to your new account.
You'll be prompted to set up your secret security questions the first time you log in. This will help verify your identity and reset your password in the event you forget it.
Already signed up for automatic payments at closing or with your local office? If so, enjoy the other features in online banking. You do not need to enroll in automatic payments through online banking.
Watch these tutorials to learn about the new online banking platform’s features
This series is an overview of the online banking experience, how to transfer funds, and the security features in our platform.
Secure access to your account information is now available through our mobile app. Watch our series to learn about the features available at your fingertips.
New users can watch this short video to view the steps to enroll in our online banking platform.
Simpler. More Secure. More Convenient. Learn how to enroll today, and discover all the advantages of eStatements.
This interactive module will allow you to explore the online banking experience and many of the features it includes, without an account. Simply click through the module and explore the menu options.
This interactive module will allow you to explore the mobile application of our online banking experience and many of the features it includes, without an account. Simply click through the module and explore the menu options.
This series is an overview of the online banking experience for business users including how to establish a wire, create payroll transfers, and set up alerts in our platform. For more information or to activate these features, contact your loan officer.
Positive Pay works with your accounting system to identify and protect against check fraud. This series will walk you through what the Positive Pay tool does and how to use the feature. For more information or to activate this feature, contact your loan officer.
Each user sets their own username and password. If you’ve forgotten your password, use the “Forgot Password” link to reset it.
Yes, check your device’s app store for our Farm Credit Mid-America app!
Yes! Once Logged in, go to Profile, then Profile Updates, then select “Biometric Enrollment”.
All major internet browsers are supported. Select the “supported browsers” link on the home screen for the latest list. A PDF viewer will be needed to view statements, bills, and drafts.
From our homepage, click the “Online Banking Log In” link or open the mobile app. Select the “Register” link to begin. You will need your Social Security Number (or EIN), Loan or Account Number, and your Customer Number (CIF). These can be found in your closing packet or account statement. You will also need access to the phone number you provided for your loan application to verify your identity. For help with the registration process, check out the resources above.
Our system follows high industry standards of protection using dual authentication, so the first time you access your account online, you will be prompted to initiate a 8 digit verification PIN request through a text message or phone call. The phone numbers available for verification will be a phone number you have listed under your loan account. Once logged in, you will be prompted to set up security questions to further protect your account.
Anytime you use a new computer, new phone, new wifi, VPN or a public device, the system will prompt you for the PIN verification and/or a security question to verify your identity. This helps protect your account.
No. If you signed up for automatic payments (PAID), we will handle scheduling your automatic bill payment. Contact our office if you are unsure if you have signed up.
Yes! Once logged into the Online Banking system, select the Accounts tab, then eStatements, then eStatements Preference. Click the radio button next to Turn Off Paper Statement and Turn Off Paper Bill. Select SUBMIT to confirm your choice.
Yes! To transfer money to or from another account, set up an external bank account.
Yes! To make a payment on your loan, add an external bank account. The initial account setup utilizes micro deposits to validate ownership of the account. Depending on the time of the request, this could take 1-3 business days to finish the setup.
To add an external account, log into Online Banking and select Transfers, then External Accounts. Select Add External Account and enter your bank information and submit.
Next, you will verify your account, where two small transactions will be deposited and withdrawn to the account you added. This process could take 1-3 business days. Once the deposits are received in your external account, return to Online Banking, go to Transfers and External Accounts, and click the VERIFY link. Enter the two amounts that were sent to your external account to complete the process.
There are two ways within the application to pay. You can use the Create/Edit Transfers tool to schedule or make an individual payment, or the PayNow feature to pay any and all bills currently due in one single transaction. If you signed up for PAID, we’ll set these transactions up for you.
PayNow allows you to pay all amounts for all bills due in one quick action. You must have an external account linked to your online banking account and a loan that is currently in billing for the Pay Now feature to open. You will be prompted if those requirements are not met. Have you already signed up for automatic payments? If so you do not need to re-register through PayNow.
NOTE: You may need to enable pop-ups for this website if your web browser blocks them.
Yes! To select transactions for export, click Accounts, then WebConnect. Select the account and date range and then select the desired download type, Quicken or QuickBooks.
The application has in-app help guidance, look for the question mark icons throughout the application. If that doesn’t solve it, Contact your local office, firstname.lastname@example.org or call our hotline at 888-243-4378 (8:00 a.m. to 5:30 p.m. EST, Monday through Friday).
Contact our Cash Management team at email@example.com to learn about our additional options and related fees.
You can view all accounts that have a common customer number (CIF) with one log in. So if you have personal loans and business loans where you are also a co-signer, you will be able to see all of these accounts in one log in. However, if your business is a separate entity and you are not a co-signer on the loan, you will have a separate log in for these accounts. If you have multiple loans and accounts, contact our office for help determining the best way to utilize Online Banking.
The Accounts Summary screen displays a summary of all your loans and Farm Cash Management investment accounts, right from the home screen. To view account details, select the account name from the home screen or select Accounts then Account Activity. A view of your Account Details and recent loan transactions will be visible. When a payment is past due, it is displayed in bold red type. Select More Search Options for additional filter and print options available.
Statements and bills can be viewed under Accounts, eStatements.
Select Accounts then Account Activity. Select the link to view images of the front and back of paid drafts in a new window. You will need to enable pop-ups for this website if your web browser blocks them.