Farm Loans


Farm Real Estate Loans

Whether you are buying a farm, refinancing a current mortgage, expanding your operation or making long-term improvements, we have a wide range of products and we offer competitive rates on long-term, fixed-rate financing. 

Fixed-Rate Loans
  • Available in 10-, 15-, 20-, and 25-year long periods
  • Fully fixed rate
Adjustable Rate Loans
  • Interest rate is fixed for a one-, three-, five-, seven-, 10- or 15-year period
  • Five- to 25-year term available
Variable Rate Loans
  • Interest rate may change monthly based on the cost of short-term money
  • Five- to 25- year term available
Prime, One-Year Margin Loans
  • A one month rate indexed to New York Prime
  • Five- to 25-year term available
5/25 Convertible Loans With Caps
  • Interest rate is fixed for five years, then subject to reprice annually
  • Five- to 25-year term available
10/25 Convertible Loan With Caps
  • Interest rate is fixed for 10 years, then reprices annually
  • 10- to 25-year term available
LIBOR(London InterBank Offered Rate), One-Year Margin Loans

  • One month variable rate at one of the most preferred global indexes
  • Five- to 25-year term available
Farm Mortgages for Every Purpose
  • Farm and land loans
  • Refinance existing debts
  • Construction of farm improvement financing
  • Financing for non-farm investments and businesses.

A Range of Loan Programs
  • Fully fixed rates of 10, 15, 20 or 25 years
  • Adjustable rates (one to 15 years) with terms to 25 years
  • Money-saving Prime- and LIBOR-indexed rates when markets are right
  • Fully variable rates that give you market advantages

Loan Conversion Program
  • When interest rates or circumstances change, you can convert existing loans to a lower rate
  • Please call your local office for eligibility requirements

Farm Credit Mid-America serves the states of Indiana, Ohio, Kentucky and Tennessee.

Kentucky (excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken.);
Ohio (excludes Lucas, Wood, Hancock, Ottawa, Sandusky, Seneca, Crawford, Wyandot and Marion counties).

**Assumes applicant is in good credit standing.