Farm Loans


Farm Real Estate Loans

Whether you are buying a farm, refinancing a current mortgage, expanding your operation or making long-term improvements, we have a wide range of products and we offer competitive interest rates on long-term, fixed-rate financing. 

Fixed-Rate Loans
  • Available in 10-, 15-, 20-, and 25-year long periods
  • Fully fixed rate
Adjustable Rate Loans
  • Interest rate is fixed for a one-, three-, five-, seven-, 10- or 15-year period
  • Five- to 25-year term available
Variable Rate Loans
  • Interest rate may change monthly based on the cost of short-term money
  • Five- to 25- year term available
Prime, One-Year Margin Loans
  • A one month rate indexed to New York Prime
  • Five- to 25-year term available
5/25 Convertible Loans With Caps
  • Interest rate is fixed for five years, then subject to reprice annually
  • Five- to 25-year term available
10/25 Convertible Loan With Caps
  • Interest rate is fixed for 10 years, then reprices annually
  • 10- to 25-year term available
LIBOR(London InterBank Offered Rate), One-Year Margin Loans

  • One month variable rate at one of the most preferred global indexes
  • Five- to 25-year term available
Farm Mortgages for Every Purpose
  • Farm and land loans
  • Refinance existing debts
  • Construction of farm improvement financing
  • Financing for non-farm investments and businesses.

A Range of Loan Programs
  • Fully fixed rates of 10, 15, 20 or 25 years
  • Adjustable rates (one to 15 years) with terms to 25 years
  • Money-saving Prime- and LIBOR-indexed rates when markets are right
  • Fully variable rates that give you market advantages

Loan Conversion Program
  • When interest rates or circumstances change, you can convert existing loans to a lower rate
  • Please call your local office for eligibility requirements

Farm Credit Mid-America serves the states of Indiana, Ohio, Kentucky and Tennessee.

Kentucky (excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken.);
Ohio (excludes Lucas, Wood, Hancock, Ottawa, Sandusky, Seneca, Crawford, Wyandot and Marion counties).

**Assumes applicant is in good credit standing.

Error Resolution and Information Requests:
You can send us a Notice of Error or Information Request as part of the Real Estate Settlement Procedures Act (RESPA) to ask for information or to dispute errors about the servicing of your mortgage loan. Your submission must be in writing and include the name of each borrower, the loan number and a description of the error you believe has occurred OR a request for specific information regarding your mortgage loan. Please mail it to the following address for the receipt and handling of these requests:

Farm Credit Mid-America
Attn: Loan Servicing Department
1601 UPS Drive
Louisville, KY 40223