Competitive rates on long-term fixed-rate financing options.
Meet the routine cash flow needs of your business and manage risk.
Modernize with affordable, convenient financing.
Conveniently manage daily farm and family needs.
Acquire flexibility and potential tax benefits.
Financing farm-related services such as custom application.
Maximize returns by putting idle funds to work where they generate the best return.
Financing for ag equipment and irrigation systems.
Purchase or refinance your country home easily with a variety of fixed and adjustable rate options
Go from construction to permanent financing with one simple simple loan package – so there's no refinancing required when the project is complete
Buy the land you want for your dream of country living, with fixed rate financing options available
Enjoy your own private space for horseback riding, hunting, fishing and other recreational activities
Offering established row crop farmers the caliber of financing they need to remain competitive and expand.
Large-scale producers receive financing to stay competitive and manage, improve or enlarge their operations.
We help producers embrace opportunities and surmount milk price hurdles the market can present.
Specialized financing for food and protein processors, feed millers, retailers and
Large, established poultry and egg producers receive financing that takes market swings and regulations into account.
Large-scale pork producers, integrators and processors receive guidance and resources to help expand their operations.
We help sawmills, wood processing operations and large timberland owners work to achieve profitability.
The stories, people and programs that are making an impact in rural communities and agriculture.
Collaborating with businesses and others in the agricultural industry that passionately care about rural America.
Initiatives that contribute to the economic vibrancy of rural communities and agriculture.
Where agriculture meets business and expertise meets Insight.
Meet the people and explore the forces shaping the place you call home.
There’s no controlling weather extremes, but farmers can protect themselves from the uncertainty that rain, early frost and other variables bring with an insurance policy through Farm Credit Mid-America.
Margin Protection is a federally-affiliated, privately-developed crop insurance option that helps protect producers against an unexpected decrease in their operating margin. Unlike revenue protection, which is individually based, Margin Protection uses county-level estimates of revenue and input costs to determine margin loss. When the harvest margin for the county is lower than the target, Margin Protection covers a portion of that shortfall.
“Margin Protection is a financial option many farmers we serve are going to want to consider and utilize,” says Savannah Steinke, Crop Insurance Specialist with Farm Credit Mid-America.
Margin Protection for corn and soybeans is available to Farm Credit Mid-America customers in Indiana and Ohio through Sept. 30, the last day to purchase a policy.
Not only does Margin Protection mitigate yield and price risk, it also protects against risk associated with variable input costs increasing between when farmers make planting decisions and when they actually buy and use inputs. And it comes at an opportune time.
This past spring was one of the rainiest on record for much of the United States, leaving fields saturated, crop plantings behind schedule and farmers uncertain about what the year might yield. A summer dry spell further compounded problems in some areas, presenting ongoing challenges for many farmers across the Midwest.
Margin Protection is a highly subsidized, shallow-loss product with only a five percent deductible that can pay $1.20 for every dollar of loss. A producer may choose from 70 percent to 95 percent coverage of their expected margin, and it can be purchased in combination with a Yield Protection or Revenue Protection policy.
“This protection option could be a real game changer for agriculture in our region,” Steinke says. “As experts in Margin Protection, we are the right folks to help farmers utilize this product to provide coverage against an unexpected decrease in operating margin.”
The Association’s seasoned crop insurance team can also discuss the implications of prevented plantings, Market Facilitation Program, cover crops and more, while financial officers can discuss tools such as debt refinancing, deferment and other flexible restructuring options.
Farm Credit Mid-America understands the unpredictable nature of agriculture and is prepared to assist with Margin Protection or any customized solutions to help farmers thrive – for the remainder of 2019, into the next operating cycle and beyond.
To learn more about Margin Protection or any other programs or services, call us at 800-444-FARM or visit our website at e-farmcredit.com.
Two incumbents and one new grower and producer added to the Association’s Board of Directors.
Spring weather this year has prevented or delayed planting for some producers. Know your options before filing a Prevent Plant claim.
USDA program includes $16 billion in direct payments to producers to help offset impacts from the pandemic. Applications open Tuesday, May 26.
Stock-holding customers encouraged to vote, continue to help us
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