Home Loans


Rural Home Loans

Whether you are buying your first home, or upgrading or looking to refinance your current home, we offer several financing options exclusively designed for people who live or desire to live in the country.

A home loan with Farm Credit Mid-America offers a number of advantages.
  • Meeting times that are convenient for you
  • Limited paperwork
  • Easy-to-access information and answers
We offer a variety of loan options, including:
  • 10-, 15-, 20-, 25- and 30-year fixed rates
  • Unique, money-saving, convertible loans
  • Permanent loans for construction (no interim financing required)
  • Loans for lots and home sites offering terms of up to 25 years, without harsh construction timelines 
  • Biweekly payment plans that save money and shorten mortgage payback
Specialty Homes
Financing a log home requires a lender with knowledge and experience in the industry. If you want to build a log home or a manufactured  home, Farm Credit has the expertise and personnel to help guide you through the financing process.

Loan Conversion Program
  • When interest rates or circumstances change, you can convert existing loans to a lower rate
  • Please call your local office for eligibility requirements

Kentucky (excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken.); Ohio (excludes Lucas, Wood, Hancock, Ottawa, Sandusky, Seneca, Crawford, Wyandot and Marion counties).

**Assumes applicant is in good credit standing.