Rural 1st Home Loans

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Thank you for inquiring about a rural home loan through Farm Credit Mid-America. Your request has been received, and a team member from your local office will be in contact shortly.

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If you’d like to expedite the loan application process, consider gathering the below items prior to calling or meeting with us:
  • Most recent tax returns from the past two years
  • Bank statement
  • W-2 and pay stubs
  • Additional documents may be required

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FIND THE SPACE TO BE YOU.

Isn't it time you had the space to be you? A home in the country will give you just that - whether you want to tackle a new project or let everyone off the leash. With nearly a century of experience in rural lending, we know the ins and outs of rural home lending. Even if you haven't yet found the perfect space, Farm Credit Mid-America can help. 

Experience you can trust

Farm Credit has specialized in rural financing for almost a century, so you can count on us to know the ins and outs of rural home loans.

With you for life

When you finance with Farm Credit, rest assured that we will be with you for the life of the loan. We maintain and service every loan for the life of the loan – no exceptions.

Personalized solutions

Our loans aren’t one-size-fits-all. We look at each person’s unique situation, and make modifications in terms of rate, conversion, principal pay-down and payment schedule, to meet your specific needs.*

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equalhousinglender-(2).png*Credit subject to approval. Farm Credit Mid-America serves the states of Indiana, Ohio, Kentucky and Tennessee. Credit eligible customers must meet one of these criteria in order to have a loan with Farm Credit Mid-America: have at least 5 acres; live in a town with a population of 2,500 or less; have the intent to farm; or have at least $500 in annual gross farm income