Farm Cash Management

Improved Cash Flow

Maximize Interest on Idle Funds

Your Farm Cash Management investment account pays down your loan first and moves excess funds into an investment account that typically pays higher interest rates than short-term investments.

Maintain Liquidity

You can disburse the cash in your account without withdrawal or penalty fees, which means your investment is available whenever you need it.

A Straightforward Approach

Just For You

The benefits of a Farm Cash Management investment account are available exclusively to Farm Credit customers.


Interest earned through your investment account is exempt for state and local income tax.

Ease of Use

Using the account is as simple as making a loan payment, using your disbursement card or writing a credit line draft on your operating loan.

LEGAL DISCLAIMER This is not an offer for the sale of Farm Cash Management® (FCM®) investment accounts or AgriBank Money Market investments. Such investments are not insured by or a direct obligation of the United States government. FCM investments can only be purchased directly from AgriBank, FCB. Carefully review the disclosure information provided to all prospective purchasers prior to purchasing. Farm Credit associations are not authorized to represent AgriBank regarding such investment accounts. You should not rely on any statement or opinion of our associations or personnel in deciding upon the safety and soundness of FCM accounts or their suitability for your particular situation. Certain terms and conditions apply to FCM accounts.