• State of Indiana

    Indiana

  • State of Kentucky

    Kentucky

  • State of Ohio

    Ohio

  • State of Tennessee

    Tennessee

Dwain “Doc”
Cottingham

Kevin
Cox

Nicholas
Adams

Todd
Clark

Rob
Rettig

Andrew
Wilson

Brandon
Robbins

Gary
Taylor

Meet the
Candidates

 
 
 
 
 
 
 

Dwain “Doc”
Cottingham

Occupation: Farmer

Attica, Indiana

Photo of Dwain “Doc” Cottingham

Farm Credit Mid-America needs to maintain strong financial position and yet be responsive to our owners as their need for credit dictates. Farm Credit Mid-America must remain relevant to the changes in the industry to meet those needs.”

I am prepared to serve as a Farm Credit Mid-America director because I have been a Farm Credit customer since 1977, am a past member of a local Farm Credit Mid-America advisory committee and currently serve as a Farm Credit Mid-America Director.

As a current Director, I want to remain on the Farm Credit Mid-America Board of Directors because I have witnessed the importance of owner participation in a cooperative institution. As a representative of the owners, I appreciate the opportunity to carry their voice in sound oversight of the business and to help support the purpose of securing the future of rural communities and agriculture. I hope to be an example of our values through integrity, respect and commitment to our association.

Currently, it is critical to maintain a strong financial position to provide reliable, constructive credit. In tough times, it is crucial that our owners’ capital is used efficiently by providing availability of credit at reasonable, competitive rates.

One challenge facing agriculture and agriculture financing includes eroding working capital. All sectors are feeling stress which forces thorough analysis of financial statements. Result may require adjustments to operational growth plans.

An important career personal accomplishment for me is that I am proud to have made plans mid-career to structure the business to allow the opportunity for our son, Ray, to join the operation and assume the eventual role of manager.

Map of Attica, Indiana

Cottingham is a fifth generation farmer, raising corn and soybeans on 1,150 owned acres and 1,350 rented acres with his son, Ray. In 2019, he will farm his 42nd crop. Cottingham and his family farm land that has been in the family since 1828. Cottingham received a Bachelor of Science in Agriculture Economics from Purdue University. He is 65 years old.

Board Experience

  • Farm Credit Mid-America Board of Directors (director 2015 to present)
  • Farm Credit Mid-America Audit Committee (member 2015-2017)
  • Farm Credit Mid-America Human Resources Committee (member 2017 to present)
  • AgriBank Farm Credit Council Alternate (2015-2017)

Community &
Industry Involvement

  • Farm Credit Mid-America Williamsport Advisory Committee (former member)
  • Alpha Gamma Rho, social/professional fraternity
  • American Soybean Association
  • Warren County Community Foundation Finance Committee
  • Indiana Soybean Association
  • Indiana Corn Growers Association
  • Indiana Farm Bureau
  • Pine Village Methodist Church Trustee
  • Pine Village Lodge F&AM, Past Master
  • Sheriffs Merit Board
  • Township Advisory Board

Farm Credit Mid-America neither opposes nor endorses any candidate for election for the Board of Directors.

 
 
 
 
 
 
 

Kevin
Cox

Occupation: Farmer

Brazil, Indiana

Photo of Kevin Cox

I want Farm Credit Mid-America to ensure to our members that we are a reliable partner now and for years to come. That we will provide the products and services that our members need and that they are competitive in the marketplace.”

I am prepared to serve as a Farm Credit Mid-America Director because I have been a Farm Credit Mid-America member since the mid-1980s. I am a current borrower and crop insurance customer. Serving eight years as a Farm Credit Mid-America Director in the past has prepared me to represent today’s members.

Farm Credit Mid-America has been serving its members for over 100 years and it’s my desire to represent the needs of the members on the Board of Directors. Producers are facing some very real challenges today. The Farm Credit Mid-America Board of Directors needs to be engaged and focused on the needs of the members. The members need to know that they have a sound and reliable partner, now and for the future generations of farm families.

It is my desire to use the knowledge and experience that I have gained in the past to ensure to our members that our focus is on their success. Voltaire is quoted to say, “no problem can withstand the assault of sustained thinking.” Focus and commitment is what it will take to survive the current downturn in agriculture.

Agriculture challenges that I see are that grain and livestock producers alike are facing many challenges today from declining market prices to public opinion on food safety. In regard to challenges facing agriculture financing, I see the diminishing working capital and the need for adequate and reliable financing as the major challenges facing producers today.

Raising my family on our farm has been a privilege. Serving my fellow producers in various capacities has been my greatest accomplishment. Our farm is TST Farms, which stands for Tomorrow Starts Today and it’s with that attitude that I approach everything I do in life.

Map of Brazil, Indiana

Cox is a fourth generation farmer producing corn and soybeans on 4,000 acres with a strong focus on technology. He farms full-time with his son, Trent, who is the fifth generation on their farm. He is 54 years old.

Board Experience

  • Farm Credit Mid-America Board of Directors (director 2008 to 2016)
  • Farm Credit Mid-America Board of Directors (Chairman 2013-2016)
  • Farm Credit Mid-America Board of Directors (Vice-Chairman 2012-2013)
  • Farm Credit Council – PAC Chair (member 2008-2013)
  • Farm Credit Council – Representative (member 2008-2013)
  • Farm Credit Mid-America Audit & Risk Committee (member 2008-2013)
  • Farm Credit Mid-America Governance Committee (member, 2008-2013)
  • Indiana Farm Bureau Young Farmer (Past Vice President)
  • Indiana Soybean Alliance (director)
  • Parke County Farm Bureau (Past President)
  • Parke County REMC Director (rural electric cooperative)
  • Parke County Township Advisory Board (Chairman)

Community &
Industry Involvement

  • Clay Community School Ag Advisory Committee
  • Nationwide Board Council
  • Parke County Extension
  • Sycamore Trails Rural Development

Farm Credit Mid-America neither opposes nor endorses any candidate for election for the Board of Directors.

 
 
 
 
 
 
 

Nicholas
Adams

Occupation: Farmer and Engineer

Stanford, Kentucky

Photo of Nicholas Adams

I want Farm Credit Mid-America to strengthen loan capabilities to young and start-up farmers. Without them there is no future.”

I have been a Farm Credit Mid-America customer since 2010. I am prepared to serve as a Director of Farm Credit Mid-America because of my experience in agriculture, business, and engineering. All have allowed me to build knowledge that understands Farm Credit Mid-America’s core issues, challenges and goals. In addition, my engineering experience in the power industry gives me outside experience that will strengthen Farm Credit Mid-America’s Board of Directors.

I want to become a member of Farm Credit Mid-America’s Board of Directors because I am extremely passionate about the agriculture industry and Farm Credit Mid-America plays a vital role in the success of the industry. I feel as a young farmer, I can bring an educated forefront to the Board to help ensure future success.

The most critical issue for Farm Credit Mid-America is to create more lending programs for young and start-up farmers. Without them there is no future. Risk management and continuing education requirements will ensure the success of these programs.

The biggest challenges I see facing agriculture in 2019 are market volatility, export markets, and changing weather patterns. The biggest challenges facing the agriculture financing industry are rising interest rates and the lack of future farmers.

Important career personal accomplishments for me are that I am a professional engineer in Kentucky. I specialize in design of high voltage power lines. My wife and I own a wedding venue in Danville, Kentucky called Warrenwood Manor. We own a successful cattle operation in Boyle and Lincoln counties called Hubble Farms. We own a engineering business called Adams Engineering.

Map of Stanford, Kentucky

Adams and his family own Hubble Farms. The operation has 450 head of breeding cattle, raises 3,000 to 4,000 feeder cattle per year and grows approximately 300 acres of corn, primarily used for cattle feed. Adams is a professional engineer in Kentucky and with his wife owns a wedding venue, Warrenwood Manor in Danville, Ky. He has a Bachelor of Science in Civil Engineering from the University of Kentucky. He is 33 years old.

Community &
Industry Involvement

  • Farm Credit Mid-America Advisory Committee (former member)

Farm Credit Mid-America neither opposes nor endorses any candidate for election for the Board of Directors.

 
 
 
 
 
 
 

Todd
Clark

Occupation: Farmer

Lexington, Kentucky

Photo of Todd Clark

Weather and markets fluctuate from year to year, but access to affordable working capital cannot. Farm Credit Mid-America will need to understand the current issues of agriculture and have products that help with the financial needs of today’s farmers.”

I have been a Farm Credit Mid-America customer since 2004, and have participated on the Advisory Committee for several years. For the past 30 years I have passionately started and sustained my farming business while participating civically on various boards. These experiences have prepared me to actively participate on the Farm Credit Mid-America Board of Directors.

It would be my honor to serve as a director of the Farm Credit Mid-America’s Board of Directors. As a lifelong farmer, I understand and appreciate the need for access to capital. More importantly capital at interest rates that allow for more money to be kept on farms in our pockets. Agriculture continues to change and evolve, all the while remaining one of the most important industries in the world, providing food, fiber and clothing for millions of people.

One of the most critical issues for Farm Credit Mid-America is understanding the innovation and change happening in agriculture and being a willing partner with farmers as we navigate the future. Speedy access to affordable working capital is necessary as is working with a lender who understands agriculture inside and out. Farm Credit Mid-America must be engaged in current and future trends in agriculture to truly assist farmers as we move forward.

The biggest challenges I see facing agriculture and agriculture financing in 2019 is that most sectors of agriculture are under extreme financial stress. It is extremely important for Farm Credit Mid-America to understand these stresses, and be a willing partner with the very people that the Farm Credit system exists for and continue to provide financial options and alternatives to keep farms financially viable.

An important career personal accomplishment for me is that I am proud to be involved in agriculture as a first-generation full time farmer. In addition, in 2004 my wife and I were selected a Kentucky Farm Bureau’s Outstanding Young Farm Family and American Farm Bureau’s National Runner-up in the Young Farmer and Rancher Achievement Award contest.

Map of Lexington, Kentucky

Clark is a first-generation farmer and began farming in 1988. His oldest son Aaron, has recently joined him on the farm full time. Clark raises burley tobacco, hemp, alfalfa hay and grass hay, along with beef cattle, poultry and sheep on 2,000 acres. Clark is 48 years old.

Board Experience

  • Fayette County Farm Bureau (director and Past President 1990 to present)
  • Kentucky Tobacco Research and Development Center Board (Chairman)
  • Kentucky Forage and Grassland Council (director and Treasurer 2019 to present)
  • Kentucky Agricultural Water Quality Authority (director 2018 to present)
  • Kentucky Farm Bureau Water Management Working Group (director 2014 to present)

Community &
Industry Involvement

  • Burley Farmers Advisory Council
  • Council for Burley Tobacco
  • Farm Credit Mid-America Advisory Committee (former member)
  • First United Methodist Church, Lexington

Farm Credit Mid-America neither opposes nor endorses any candidate for election for the Board of Directors.

 
 
 
 
 
 
 

Rob
Rettig

Occupation: Farmer

Napoleon, Ohio

Photo of Rob Rettig

I would desire that Farm Credit Mid-America remain a strong and committed source of credit to its agricultural constituents. Holding true to my commitment to excellence, I would hope that the institution increase market share and create additional value to stakeholders.”

I am prepared to serve as a Farm Credit Mid-America Director because I have been a customer of the Farm Credit System for most of the past 30 years. In addition, my first employment was as a loan officer for The Federal Land Bank of Bowling Green, Ohio, and my educational, school board (bond selling and rating), and work experiences have been rich in financial training.

I would like to serve on the Farm Credit Mid-America Board of Directors because I have always been of the opinion that a primary reason for the existence of the Farm Credit System is to provide a committed, informed and consistent source of credit to American farmers. Production agriculture is capital intensive and subject to inevitable economic cycles. Maintaining that committed and consistent source of credit is of great value when the economic pendulum inevitable takes a turn to the downside. Absent a committed lender, economic downturns would be exacerbated by limited credit and further asset devaluation. I would think a board priority would be working with elected officials and agencies to ensure farmers maintain access to a competitive lending institution which understands their business and is committed to their industry.

The biggest challenge I see facing agriculture and agriculture financing is, unfortunately at front and center, the global trade tension and consequential pressure on commodity prices. As we were already descending from an economic bubble with escalated input costs, the trade situation has exacerbated a working capital burn as the markets attempt to discover equilibrium.

A significant personal accomplishment for me is that as a charter board member of The Ohio Wheat Growers Association, collaborating with other leaders in the industry, we instituted the Ohio Small Grains Checkoff and resulting Marketing Board. Simultaneously we merged The Ohio Corn and Wheat Growers Associations to provide enhanced cost effective leadership.

Map of Napoleon, Ohio

Rettig is a partner in New Vision Farms, which merged three multi-generational family farms (a family of families). The operating entity leases all land from various landowners and approximately 40% of the land base is owned by members or entities of the three families. They raise popcorn, green beans, identity-preserved soybeans, wheat and commodity corn. Rettig’s father and son are active with him in the operation. He received a Bachelor of Science from The Ohio State University (named Distinguished Alumni 2015 CFAES). He is 57 years old.

Board Experience

  • Napoleon Area City Schools Board (member, Past President and Vice President)
  • Ohio Corn Growers Association (director 2009-2010)
  • Ohio Wheat Growers Association (director, Past President 1994-2009)
  • Ohio Top Farmers (held various positions)

Community &
Industry Involvement

  • Association of Agricultural Production Executives
  • County Extension Advisory Committee
  • Henry County Farm Bureau
  • Ohio Farm Bureau Committees
  • Ohio State CFAES Search Committees

Farm Credit Mid-America neither opposes nor endorses any candidate for election for the Board of Directors.

 
 
 
 
 
 
 

Andrew
Wilson

Occupation: Farmer

Somerset, Ohio

Photo of Andrew Wilson

I want Farm Credit Mid-America to continue to serve agriculture and rural communities regardless of the size of the customers operation.”

I am prepared to serve as a Farm Credit Mid-America Director because I have been a Farm Credit customer for approximately 20 years and prior to me becoming a member of the Association, my parents were members. I have been involved with Farm Credit Mid-America through serving as an Advisor and on the Board of Directors. Being involved with agriculture all of my life and being raised on a farm, as well being a part of 4-H and FFA, Ohio Farm Bureau Youth, Young Farmers & Ranchers and the completion of the Farm Credit Services PGS for directors has prepared me to serve as a director.

As a current Farm Credit Mid-America Director, I want to make certain that farmers, ranchers and people of rural communities have the financial resources they need to be competitive. I believe that I possess the leadership ability and experience to be a part of a Board of Directors that serves agriculture. By cooperatively coming together, farmers create their own financial advantage. As a member/owner of Farm Credit Mid-America, my family and operation benefit from this advantage.

The biggest challenges facing agriculture and agriculture financing I see are public policy, public perception of agriculture, labor, regulations, weather, trade issues and technology.

Knowing that I have taught my children and family how to live off of the land is not only an important personal career accomplishment, it is a blessing.

Map of Somerset, Ohio

Wilson is a fourth-generation farmer, raising corn, soybeans, wheat and forages. He is a contract swine grower, beef cattle producer and sells freezer beef. Wilson was raised on a farm and has always been involved in farming. His children and family help in the operation. Wilson received a Bachelor of Science in AgriBusiness from Wilmington College. He is 47 years old.

Board Experience

  • Farm Credit Mid-America Board of Directors (director 2007 to present)
  • Farm Credit Mid-America Board of Directors (Chairman 2016 to present)
  • Farm Credit Mid-America Board of Directors (Vice-Chairman 2015-2016)
  • Farm Credit Mid-America Governance Committee (member 2009-2010, 2014-2015)
  • Farm Credit Mid-America Risk Committee (Chairman 2012-2014)
  • Farm Credit Mid-America Human Resources Committee (Chairman 2012-2014)
  • AgriBank Farm Credit Council Alternate (2016-2018)
  • Farm Credit Foundations Board of Directors (director 2018 to present)
  • Ohio Farm Bureau Federation (past director 1997-2003)
  • Ohio Farm Bureau Federation Young Farmers and Ranchers Committee (1996-1997)

Community &
Industry Involvement

  • Ohio Farm Bureau Federation
  • Ohio Pork Producers
  • Ohio 4-H and FFA
  • Fairfield Christian Church

Farm Credit Mid-America neither opposes nor endorses any candidate for election for the Board of Directors.

 
 
 
 
 
 
 

Brandon
Robbins

Occupation: Farmer and Equipment Dealer

Cookeville, Tennessee

Photo of Brandon Robbins

We must stay financially strong so we can stay true to our roots and help grow rural America. We must continue to be there for our customers not only during the good times but the tough times too.”

I am prepared to serve as a Farm Credit Mid-America Director because I have been a Farm Credit customer since 2010 and have served as a director since 2011, serving in numerous roles for Farm Credit Mid-America. Previously, I worked as a Farm Credit Mid-America loan officer and that has helped me see the importance of working with customers and dealing with first-hand financial opportunities and financial issues during tough times. I feel that owning an agriculture equipment dealership allows me to deal with farmers and see first-hand the day-to-day issues our customers face.

As a current Farm Credit Mid-America Director, I understand the importance of making sure we provide sound credit to our farmers during an agriculture economic downturn. It is very important for the health of the organization to remain financially stable during these times and having eight years of experience as a director and seven years of experience as a loan officer, I believe I can continue to be an asset on the Board.

The biggest challenges facing agriculture and agriculture financing I see as a farmer is that we are all watching the trade negotiation between the United States and China, along with other countries. Trade is a big deal to the American farmers and we will have to adapt our operations to whatever trade agreement is made.

An important career personal accomplishment that I am most proud of is owning and operating Mountain Farm International, LLC (equipment dealership) and serving as a former Vice-Chairman for Farm Credit Mid-America and former president of the Student Government Association at Middle Tennessee State University.

Map of Cookeville, Tennessee

Robbins is involved in his family farming operation, raising beef cattle and hay. They have a cow/calf operation with approximately 400 cows and run a feed lot on 1,150 acres. He has been involved in the family farm his whole life. Robbins owns and operates Mountain Farm International, LLC, an agriculture equipment dealership. He received his Bachelor of Science in agribusiness with a minor in computer information systems. He is 39 years old.

Board Experience

  • Farm Credit Mid-America Board of Directors (director 2011 to present)
  • Farm Credit Mid-America Board of Directors (Vice-Chairman 2016-2017)
  • Farm Credit Mid-America Board of Directors (Secretary 2017-2018)
  • Farm Credit Mid-America Governance Committee (Chairman 2015-2017)

Community &
Industry Involvement

  • Ag 20/20
  • Alpha Gamma Rho, social/professional fraternity
  • Delta Tau Alpha, agriculture honor society
  • Case IH Dealer Advisory Board
  • Mahindra Advisory Board
  • Overton Farmers’ Cooperative
  • Tennessee Farm Bureau Federation
  • Tennessee Farmers’ Cooperative
  • 4-H/FFA Committees

Farm Credit Mid-America neither opposes nor endorses any candidate for election for the Board of Directors.

 
 
 
 
 
 
 

Gary
Taylor

Occupation: Farmer

Lakeland, Tennessee

Photo of Gary Taylor

I want Farm Credit Mid-America to continue to be a major credit source for farmers, ranchers and folks who wish to live in rural areas. We should strive to be a cost effective source of financing and should continue to target serving best credit customers. We should strive to help young and beginning ranchers and farmers without a significant financial burden to our membership.”

I am prepared to serve as a Farm Credit Mid-America Director because I have been a Farm Credit customer since 2000 and am a past member of a local Farm Credit Mid-America advisory committee. I was instrumental in helping develop and organize a commodity product swap that allows Farm Credit members to hedge their production without the daily margin calls. In addition, I had a 38-year career with Cargill and spent my last years with the company as president of the global cotton merchandising, ginning and warehouse business. Serving as president allowed me the opportunity to manage a $2-billion business with over 1,500 employees worldwide.

The primary reason for my interest in serving on the Board of Directors is my desire to share my experience to the benefit of the Farm Credit Mid-America organization. I was blessed with the opportunity to lead Cargill Cotton. This experience required extensive world travel and gave me a global perspective few enjoy. The cotton and commodity knowledge I possess will be helpful to the Board if I am elected. And finally, my experience leading a large organization gives me a perspective that I believe will be valuable to the Board and Farm Credit Mid-America management.

We all know that most of agriculture is in a crisis or at best survival mode. We are heading into the fifth difficult year and I believe we may experience at least two to three additional years of this low commodity price environment. I am impressed with the customers with whom Farm Credit Mid-America has chosen to establish a lending relationship. I would say that generally the producers and homeowners I know that are financed with Farm Credit Mid-America are among the top third of their peers financially.

The most critical issue I see going forward is how we can assist young producers to establish themselves financially without significantly impacting the cost of borrowing for the existing customer base. I believe we will have to reach out to the USDA and possibly other financial organizations to find solutions to the natural transition of handing farming operations from generation to generation or supporting non-traditional farming operations such as organic farms.

The biggest challenges facing agriculture and agriculture financing I see are obviously commodity prices. We need to continue to educate and assist our government in leveling the global playing field especially around agriculture subsidies and trade barriers. As long as commodity prices remain near or below breakeven, the more difficult it will be to maintain the quality of our credit book.

An important career personal accomplishment that I am most proud of is serving as president of Cargill Cotton. I was born into a modest Iowa farm family and was the first person in my extended family to attend college. I was blessed with wonderful parents and caring mentors early in my Cargill career. While president of Cargill Cotton, we grew to be the largest cotton merchandising company in the world and established large local operations in China, India and Brazil while enjoying the most profitable years in Cargill Cotton’s history.

Map of Lakeland, Tennessee

Taylor and his wife own and manage an Angus seedstock farm with 100-plus cows. They cooperate with a large Kansas breeder and sell 25-plus young bulls annually. Taylor owns more than 13,000 acres of tillable land and leases the same land to 11 producers. He is involved in improving the operation, overseeing irrigation projects, erecting grain storage, marketing crops, including timber, and upgrading the quality of the cropland. Taylor has farmed since 1999, but his father and grandfather farmed all of their working years. He has a Bachelor of Science from Iowa State University and a Master’s in Business Administration from the University of Minnesota. He is 68 years old.

Board Experience

  • AgriCenter International, Memphis, TN (board member – 2010-present)
  • National Cotton Council (served in all leadership positions)

Community &
Industry Involvement

  • Tennessee Farm Bureau

Farm Credit Mid-America neither opposes nor endorses any candidate for election for the Board of Directors.