Competitive rates on long-term fixed-rate financing options.
Meet the routine cash flow needs of your business and manage risk.
Quick and competitive financing for life’s needs from equipment to real estate improvement
Acquire flexibility and potential tax benefits.
Financing farm-related services such as custom application.
Maximize returns by putting idle funds to work where they generate the best return.
Financing for purchasing equipment or refinancing equipment loans
Food and fiber debt syndications and investments.
Financing specialized for processors, manufacturers and distributors of food and agricultural goods.
Specialized financing for large-scale beef producers to stay competitive and manage, improve or enlarge their operations.
Financing options for large-scale dairy producers to embrace opportunities and overcome milk price hurdles the market can present.
Specialized financing for large, established poultry and egg producers that takes market swings and regulations into account.
Financing options for large-scale pork producers, integrators and processors to help manage and expand their operations.
Specialized financing for sawmills, wood processing operations and large timberland owners to achieve profitability.
The stories, people and programs that are making an impact in rural communities and agriculture.
Collaborating with businesses and others in the agricultural industry that passionately care about rural America.
Initiatives that contribute to the economic vibrancy of rural communities and agriculture.
Where agriculture meets business and expertise meets Insight.
Meet the people and explore the forces shaping the place you call home.
Every day last spring and summer, 5-year-old Vera would hop on the UTV with her dad to tag calves and check on cows at the family’s farm.
It gave the little girl something to look forward to every day, says Travis Gregorich, a beef farmer and customer of Farm Credit Mid-America and Rural 1st®. The timing was perfect: just two weeks before the nation shut down in March 2020 due to the COVID-19 pandemic, the Gregorich family – Jenna, Travis and Vera – moved into their new Ohio home.
“It’s still too good to be true.”
“It’s still too good to be true,” says Jenna.
Travis and Jenna are first generation farmers who turned to Farm Credit Mid-America and its country lending division, Rural 1st, to make their rural living dreams a reality. From loans and savings to education and networking, this couple maximized the resources the cooperative offers to lay a strong foundation for their future.
Travis and Jenna found even more benefit from Farm Credit Mid-America using a Farm Cash Management investment account and enrolling in its Growing Forward® program for young, beginning and small farmers.
When the couple found land with a farmhouse near a state route in Coshocton County, Ohio, it did not feel right at first. They worried about the traffic with Vera and their dog, Laney.
But then something shifted, and they took another look. A vision popped into their heads that would shape this family’s future – to build a home on the property. With the help of Farm Credit Mid-America and Rural 1st, that vision began to take shape.
While other banks shied away from the acreage Travis and Jenna wanted to buy and other lenders may have hesitated at some of the decisions made during their build, Farm Credit Mid-America and Rural 1st did not.
“Their team worked with us the best,” says Jenna, especially with flexibility on timelines and using spring water as a water source.
“The Farm Credit to Rural 1st connection helped us get full circle.”
“We live the rural life ourselves, so we understand the nuances of lending for land and homes in rural settings,” says Jennifer Croft, Rural 1st Loan Officer. “That’s why so many families like the Gregoriches turn to us to help make their country living dreams reality.”
Since March of last year, the family has enjoyed their new home and land, sitting on the front porch watching the sunset and cultivating in Vera a love of animals and the outdoors. Five years ago, Jenna admits she could not have predicted where they’d be sitting now: “It’s a dream I didn’t know I had.”
“We’re super happy,” adds Travis. “We want to make smart decisions, manage our money and grow.”
Every day Farm Credit Mid-America and Rural 1st collaborate with customers like the Gregorich family to do just that, helping them achieve their rural living dreams and get Closer to What Matters™ in the process.
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Farm Credit Mid-America expands food bank assistance amid the COVID-19 crisis
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How MANRRS helps steer minority talent to careers in agriculture Read story
Four Farm Credit Mid-America Advocate Council Members Share Their Stories Read story
Farm Credit Mid-America expands food bank assistance amid the COVID-19 crisis Read story
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Get an insider's look behind the scenes at a county fair 4-H show. Read story
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Beginning farmers are seeking educational opportunities to help their operations succeed Read story
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Last fall, Purdue broke ground on two buildings that make up the new Purdue Animal Sciences complex. Read story
Last fall, Farm Credit staff volunteers planted vegetables in Unicoi High School's greenhouse. The crops will stock the school cafeteria. Read story
Meet two of tomorrow’s ag leaders, from two very different backgrounds. Read story