Competitive rates on long-term fixed-rate financing options.
Meet the routine cash flow needs of your business and manage risk.
Quick and competitive financing for life’s needs from equipment to real estate improvement
Acquire flexibility and potential tax benefits.
Financing farm-related services such as custom application.
Integrated financial tools to move your business further.
Financing for purchasing equipment or refinancing equipment loans
Food and fiber debt syndications and investments.
Financing specialized for processors, manufacturers and distributors of food and agricultural goods.
Specialized financing for large-scale beef producers to stay competitive and manage, improve or enlarge their operations.
Financing options for large-scale dairy producers to embrace opportunities and overcome milk price hurdles the market can present.
Specialized financing for large, established poultry and egg producers that takes market swings and regulations into account.
Financing options for large-scale pork producers, integrators and processors to help manage and expand their operations.
Specialized financing for sawmills, wood processing operations and large timberland owners to achieve profitability.
The stories, people and programs that are making an impact in rural communities and agriculture.
Collaborating with businesses and others in the agricultural industry that passionately care about rural America.
Initiatives that contribute to the economic vibrancy of rural communities and agriculture.
Where agriculture meets business and expertise meets Insight.
Meet the people and explore the forces shaping the place you call home.
When Emmanuel Wallace graduated from high school four years ago he had something few of his fellow classmates did: a concrete plan. He already knew he wanted to be a biomedical engineer and was accepted at the University of Memphis, where he had his engineering classes mapped out.
But then he met Bambi.
“She was a baby goat!” Wallace quickly explains with a laugh. After spending the summer at a program run by Tennessee State University that had Wallace working and conducting research on a farm – where he fed Bambi each day – everything changed. “I really loved it, I loved being on the farm and learning about agriculture and farming. It really interested me.” It didn’t take long for Wallace to scrap his long-planned engineering career and enroll in agriculture courses at Tennessee State University, an Historically Black College and University (HBCU) over three hours away in Nashville.
As cute as everyone can agree Bambi was, agriculture seemed an unlikely path for a kid from the historic Orange Mound neighborhood of south Memphis who hadn’t previously set foot on a farm. Family and friends questioned the change, but Wallace held firm. “They were asking me every day, ‘Ok, Emmanuel, what are you going to do with an agriculture degree?’ And I said, ‘I don’t know, but this is where I’m supposed to be.’”
Four years later, Wallace’s unique story caught the attention of the Farm Credit Mid-America internship program, which has a dedicated Launching Leaders program for students at HBCUs. The program provides a $3,500 stipend to current students and recent graduates to encourage people of color in the field of agriculture. Wallace spent the summer of 2021 working on Farm Credit’s small loan application process to make improvements for both customers and team members.
Wallace also worked on a Farm Credit project partnering with a national youth organization to bring school-based hydroponic farming into Memphis to address the issue of food deserts, which are areas with limited access to affordable and nutritious food. Hydroponic farming, which involves growing crops without soil, is particularly useful in urban areas where land can be scarce. The project resonated with Wallace’s own experiences growing up without ready access to healthy food options. “Orange Mound, where I grew up, is a food desert and I wanted to make sure that kids growing up in that neighborhood have better options than I did.”
To that end Wallace met with teachers and counselors at East High School – where he graduated salutatorian in 2018 – to begin discussions to create a hydroponic farm to address food insecurity. He went so far as to bring in TSU to assist with the ongoing creation of the project.
“Certain policies also affect the inner-city communities and we need farming programs so we have access to fresh food as well.”
Andrew Melton, Wallace’s mentor in the internship program and a regional vice president for agricultural lending with Farm Credit Mid-America, said that while Wallace didn’t grow up on a farm or have an agricultural background, that proved to be an asset rather than a hindrance. “We learned a lot from his projects. To have him come in with a fresh mindset, new ideas and asking great questions, it made us think differently about things. It was very exciting to see all the dots connect for Manny during his time with us and I’m even more excited to see what Manny does in the future to impact his community and agriculture.”
After switching concentrations several times within his agriculture major Wallace found that the Farm Credit Mid-America internship helped him solidify his focus for the future into one dedicated to agricultural policy. His plan after TSU is to get a master’s in public administration to hone his political science skills, which he hopes will ultimately lead to a job affecting change. “Most of the time agriculture, especially with policy, is tied to farmers and the rural communities because that’s where agriculture is. But at the same time certain policies also affect the inner-city communities and we need farming programs so we have access to fresh food as well.”
With all Wallace’s successes and plans he hasn’t forgotten about Bambi, the baby goat that started it all. He still visits the TSU farm that inspired his switch to agriculture, which Bambi still calls home, and whose growth has seemingly mimicked Wallace’s pathway in agriculture. “When I last saw her she was really big!”
Youth Beef Heifer Initiative empowers youth to learn first-hand what is involved in cattle production
Nourishing the next generation with the education and resources they need to be successful in the industry
With help from Farm Credit Mid-America, these Kentucky customers are pursuing their life’s passion of working with American Saddlebreds
New partnership helps beginning farmers find their path
Youth Beef Heifer Initiative empowers youth to learn first-hand what is involved in cattle production Read story
Nourishing the next generation with the education and resources they need to be successful in the industry Read story
With help from Farm Credit Mid-America, these Kentucky customers are pursuing their life’s passion of working with American Saddlebreds Read story
New partnership helps beginning farmers find their path Read story
Patterson Fruit Farm sets up future generations for success Read story
Helping make a difference in the lives of hungry Tennesseans Read story
Patronage, competitive rates and a spirit of working together are just a few benefits of belonging to a cooperative lender Read story
Proudly backing youth in agriculture through our state fair support Read story
No-till pioneers continue "legacy of stewardship" on Kentucky family farm Read story
How one Ohio grain farmer and his son parked their plow to protect the land Read story
Regenerative farming at Indiana operation is good for the soil and our planet Read story
Tennessee dairy farmer prioritizes care for livestock, land and environment Read story
Meet the Gregorich family, first-generation beef farmers making their rural living dreams a reality Read story
How MANRRS helps steer minority talent to careers in agriculture Read story
Four Farm Credit Mid-America Advocate Council Members Share Their Stories Read story
Farm Credit Mid-America expands food bank assistance amid the COVID-19 crisis Read story
For students across the nation, FFA isn’t just an extra-curricular activity. It’s the foundation of a future in agriculture. Read story
Many of our 1,100 employees cite FFA as a formative life experience and have stayed involved with the organization. Here are a few of their stories. Read story
Producer and former FFA member Kenton Abrams shares his experience as a young farmer and his passion for agriculture. Read story
Several organizations across Indiana, Ohio, Kentucky and Tennessee work to get fresh fruit, vegetables and animal protein onto the plates of those in need. Read story
Ag teacher, 4-H leader and first generation rancher Josey Miller shares her experience in Part I of our 'Before the Farm' series. Read story
More than 6 million young people have benefitted from the 4-H experience, thanks in large part to volunteer advisors and trained 4-H educators who encourage them to discover their passion while developing lifelong skills like teamwork and leadership. Read story
By: Molly Rubio Read story
Get an insider's look behind the scenes at a county fair 4-H show. Read story
Real-world thinking coupled with real-world experience is crucial to agriculture education today. Read story
Family Scholar House helps parents forge paths to self-sufficiency for themselves and their children. Read story
The Homegrown by Heroes label helps veterans and active-duty service members set their farm products apart. Read story
At ag-focused Global Impact STEM Academy, students learn through hands-on projects
Seneca FFA in Louisville is urban, diverse and setting youth up for success Read story
Grain bin rescue tubes help rural fire departments keep communities safe
Virtual pork tours invite grade schoolers to explore the reality of modern farming
Farmers and food banks bring fresh food to local communities.. Read story
Beginning farmers are seeking educational opportunities to help their operations succeed Read story
One 4-H camp in Ohio needed funding to "Raise the Roof". Read story
Last fall, Purdue broke ground on two buildings that make up the new Purdue Animal Sciences complex. Read story
Last fall, Farm Credit staff volunteers planted vegetables in Unicoi High School's greenhouse. The crops will stock the school cafeteria. Read story
Meet two of tomorrow’s ag leaders, from two very different backgrounds. Read story